I am a Economics geek. I follow the ten year note rate every day just to see where mortgage rates are heading. If the ten year note rate increases then mortgage rates increase also. I love to watch cnbc to see were the stock market is at and where the ten year note rate is at. If your too busy to follow the in mortgage rates Rocklin , you can always email or call me at 916-261-2381 and I can tell you exactly what your new mortgage interest rate can be for your situation. Here is a video from cnbc talking about the current bond market. The ten year note hit a bottom on February 26th 2016 and has since ticked up .10%. It could be a great time to lock in your rate before they head up in the spring.