Here is a video from the federal reserve board chairman saying rates look neutral for the upcoming year. That is good news because mortgage rates in Rocklin CA have gone up quite a bit since November 2016. Home values are at a peak right now so if you need cash out to pay off consumer debts or make home improvements, now is the perfect time to refinance. You can call Gordon at 916-261-2381. He has been originating loans since 1993. I have my license under Direct Realty and Mortgage in Rocklin. My nmls number is 1037464. We have many lenders to choose from when we take a new mortgage application. We place your loan with the lender that has the best rate and terms for your scenario.