If you are looking into buying a home, we can help you with locating the best mortgage to fit your needs. I work for a mortgage broker in Rocklin CA. I will show people the average mortgage rates on this site. I will also show you what underwriters look for when qualifying you for that home loan. This site is just a blog written by Gordon Cuffe a licensed loan officer NMLs# 1037464. I will update people on how to qualify for a loan and improve their credit scores. There are many lenders on the internet but as a Mortgage broker in Rocklin, I have more lenders to choose from compared to the consumer. I can look at your credit score, loan to value and loan amount to shop all the lenders that we are approved with. I have worked as a loan officer since 1992 so I have funded all kinds of mortgage loans. If you ever have a question about financing , please call or text me at 916-261-2381.
When you apply for a home loan with a mortgage broker in Roseville, you only have to fill out one loan application and run one credit report. A mortgage broker can send your loan to a few of their lenders at one time. This is helpful to the borrower who doesnt not have that perfect 800 credit score or who does not have the nice high income to low debt situation. If you need help with a home loan, please call Gordon at 916-261-2381 and he will shop all his lenders to find you the best rate and terms for your situation.
Why are we better than big banks and online lenders? Here are just a few reasons. 1. We do just one loan application and one credit pull 2. We shop multiple lenders to get you the best loan 3. We offer wholesale interest rates 4. We close loans in 20 days or less, on average.